When it comes to safeguarding healthcare and senior living facilities, professional liability (PL) and general liability (GL) insurance are often the first lines of defense that brokers and agents recommend to their clients. However, an equally critical component of a comprehensive risk management strategy is workers compensation insurance—especially for facilities where staff work under physically and emotionally demanding conditions.
Despite the crucial role workers compensation plays in protecting both employees and employers, many agents and brokers are unaware that Westwood Insurance Group offers this essential coverage. In fact, we have tailored solutions specifically designed for the unique risks healthcare and senior living organizations face.
Why Workers Compensation Matters
Workers compensation insurance is not only a legal requirement in most states, but it’s also a vital part of maintaining the financial stability of an organization. Healthcare workers are especially vulnerable to injuries, given the physical nature of their jobs—whether it’s lifting patients, handling heavy equipment, or dealing with hazardous materials. In senior living facilities, where the workforce includes nursing aides, personal care workers, and administrative staff, the risk of injury can be even greater due to the specific needs of elderly residents.
An injured employee can lead to costly medical expenses, wage replacement payments, and potential legal disputes. With workers compensation insurance, facilities can protect themselves against these unexpected costs while ensuring injured employees receive the care they need to recover.
The Westwood Advantage: Savings and Simplicity
At Westwood Insurance Group, we understand the unique challenges healthcare and senior living organizations face. That’s why we make it easier for our agents and brokers by offering the ability to source workers compensation insurance with professional liability and general liability coverage through one brokerage.
The one-stop-shop approach offers several key benefits:
- Time Savings: By sourcing workers compensation with PL and GL coverage, you only have one broker to deal with. This consolidated approach saves valuable time.
- Convenience: Managing multiple insurance policies can be complex. Sourcing from one broker simplifies the process, so your clients only have to deal with a single carrier for their major coverages. This streamlines renewals, claims, and customer service, resulting in a more efficient experience.
- Customized Coverage: With Westwood’s extensive experience in the healthcare and senior living sectors, we ensure that each policy is tailored to address the specific risks these organizations face. Whether it’s handling claims for employee injuries or safeguarding against liability claims, we have the expertise to provide comprehensive solutions.
Some of Our Carriers who offer Workers Compensation Insurance
With nine carriers we’ve been appointed to offering Workers Compensation Insurance, we have a range of products to choose from. Many of these carriers also offer PL/GL and some may already be covering your client’s other risks.
Why Westwood?
When your clients choose Westwood Insurance Group, they gain more than just a policy; they gain a partner. Our deep understanding of the healthcare and senior living industries allows us to offer specialized coverage that meets the unique needs of each organization. We work diligently to stay up-to-date on regulatory requirements, industry trends, and evolving risks so that we can provide our agents, brokers, and clients with the most current and effective insurance solutions.
Westwood’s reputation is built on our strong relationships with almost 80 different insurance carriers, and we pride ourselves on helping agents and brokers offer complete solutions that go beyond basic coverage. By adding workers compensation to your client’s PL/GL package, you’re offering them a more comprehensive plan that protects their most valuable asset—their employees.
Contact us today for your Workers Compensation Coverage.
Dale Nelson – 813 642 6448
Chris Worley – 216 471 7531
