Westwood Insurance Group is the boutique broker that commercial agents turn to for healthcare and senior living's most complex risks. Decades of carrier relationships. Tailored placements. Better outcomes.
We don't simply pass applications to carriers and hope for the best. We craft submissions that present your healthcare and senior living clients in the best possible light — so the most suitable terms come back to you.
We work with you at every step — helping craft the application, structuring the narrative, and making sure you have the supporting information underwriters actually need.
Two decades of partnership with the carriers that matter in this space. That access translates into better terms, faster turnarounds, and creative solutions for tough risks.
Affordable premiums are only the starting point. We go the extra mile on settlements, claims advocacy, and litigation support — because outcomes are what your clients remember.
Working with Westwood, commercial agents place specialty malpractice and liability coverage across the full spectrum of healthcare and senior living — from solo practitioners to multi-site operators.
Solo physicians, group practices, surgeons, telemedicine providers, nurse practitioners, and the hard-to-place individual risks.
Explore coverageAssisted living, skilled nursing, CCRCs, independent living, and the multi-site operators with the most complex risk profiles.
Explore coverageAmbulatory surgery centers, urgent care, birthing centers, hospitals, specialty hospitals, and emergency air/ground services.
Explore coverageMental health clinics, foster care, family counseling, substance abuse rehabilitation, and services for elderly and disabled populations.
Explore coverageHome health, hospice, dialysis, dental, chiropractic, physical therapy, medical spas, urgent care, pharmacies, and 60+ allied specialties.
Explore coverageMost agents bring us a healthcare or senior living risk after their standard carriers have already passed on it. That isn’t bad luck, and it usually isn’t the risk — it’s that this market runs on rules your everyday markets don’t play by.
That gap is our job. You shouldn’t have to learn a market you place twice a year. We work it every day — and you keep the client.
When an insured shops a risk, the first broker to reach an underwriter effectively locks that market — everyone behind them is blocked. Rushing the wrong carriers costs just as much: send an underwriter a class they don't write and your file goes to the bottom of the stack, where quotes take weeks. Westwood mines years of submission history and live carrier appetite with AI to put your proposal in front of the right underwriters, first — and we're automating that routing toward instant.
Illustrative. Your risk goes only to the carriers whose live appetite fits the class — so underwriters see business they can actually write, and you get answers back instead of silence.
One submission, however rough. We know what these underwriters ask for and what they need to see, so you don’t have to learn a market you place twice a year.
Years of submission history and live carrier appetite decide which markets see it — and, just as importantly, which don’t.
The first broker to reach an underwriter locks that market, so we move quickly — then negotiate terms, limits and tail, and read the exclusions line by line.
Carrier, premium, limits and what each policy leaves out, in plain English. You place the business and keep the relationship — your client stays your client.
Carriers move constantly. A new entrant arrives with capacity and keen pricing, an incumbent quietly tightens its terms, and a market you’ve used for years stops writing the class altogether. That’s why a renewal deserves the same work as a new placement.
appetite last year appetite now · Illustrative — one class of business, one renewal cycle
Every submission comes back as a shortlist of the quotes we obtained, with the exclusions called out in plain English. The premium is the least interesting column — on professional liability it’s the retro date, the defense costs and the consent-to-settle clause that decide what the policy is actually worth.
$28,400
$1M / $3M · claims-made
$31,900
$1M / $3M · claims-made
$34,600
$1M / $3M · claims-made
$39,200
$1M / $3M · claims-made
Illustrative — a four-theatre ambulatory surgery center, general and orthopedic. Premiums sit inside the professional liability range published on our acute care & surgery centers page. Your client’s comparison is built from the quotes that actually come back on their own risk.
A selection of our 100+ carrier partners across admitted and non-admitted markets — so the right paper goes on the right risk.
A real case showing why brokers’ relationships with underwriters matter: spamming every market to lock out competitors backfired, leaving client, agent, and broker worse off.
How Emergency Evacuation Expense Reimbursement endorsements in general and professional liability policies protect senior living facilities, covering limits, inclusions, and exclusions.
After Hurricane Helene forced the airlift of 100+ nursing home residents, facilities are urged to build robust evacuation plans and insure for the unexpected.
We measure success the same way our agents do — by the long-term relationships we build and the outcomes we deliver for the clients behind them.
My insurance agency has done business with Westwood for over 10 years and always found them to be professional, responsive and helpful for both self-insurance and standard markets. I would not hesitate to recommend them.Shira Abrams Commercial Agent
Westwood Insurance Group, with Dale and Liz are a pleasure to work with in helping solve for my insureds' insurance needs. Very responsive and eager to help. They are competent and trusted.Greg Cullom Commercial Agent
Laura has been a great contact for us over at Westwood. She is extremely communicative and responsive. Their quick turnaround on last-minute items is appreciated as well.Hayley Shryock Commercial Agent
A short application gets the conversation started. Once appointed, you'll have direct access to our specialists, our carrier network, and the dashboard.insure platform for managing your submissions.