Dental Malpractice Insurance

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The fastest way to find the most suitable insurance coverage for dental practices is to fill out our quick quote form, so we can give you an idea of the type of insurance coverage that best suits you.

Westwood Insurance works with a number of different carriers to ensure you have the most suitable insurance coverage at the best price.

Why do Dentists need Insurance?

The nature of dental procedures, which often involve significant interaction with patients’ oral health, leaves dentists and their practices vulnerable to various risks and potential lawsuits. Here are key areas where dental practices are vulnerable to being sued for malpractice:

1. Procedural Complications: Dental procedures, ranging from routine cleanings to more complex surgeries like extractions and implants, can result in complications. These can include nerve damage, infections, or unintended outcomes like damage to adjacent teeth or tissues, leading to pain, discomfort, or further medical conditions.
2. Failure to Diagnose or Misdiagnosis: Dentists are responsible for diagnosing oral health conditions, including periodontal disease, oral cancers, and other dental-related issues. Failure to diagnose, delayed diagnosis, or misdiagnosis can lead to progression of the condition, resulting in harm to the patient and potential legal action.
3. Improper Treatment: This can include recommending and performing unnecessary treatments, failing to provide the appropriate treatment for a diagnosed condition, or using incorrect techniques, all of which can result in patient harm and dissatisfaction.
4. Medication Errors: Prescribing incorrect medications, dosages, or failing to consider a patient’s medical history for allergies or interactions with current medications can lead to adverse effects and potential lawsuits.
5. Informed Consent Issues: Dentists must obtain informed consent from patients before proceeding with treatments, fully disclosing the risks, benefits, and alternatives. Failure to obtain proper consent can result in legal action if the patient suffers unexpected complications or outcomes.
6. Anesthesia Complications: The use of anesthesia, even for routine dental procedures, carries risks. Complications from local or general anesthesia can include allergic reactions, respiratory distress, or more severe outcomes.
7. Breach of Patient Confidentiality: Breaches of confidentiality, whether through improper storage, unauthorized access, or careless communication, can lead to lawsuits for violating patient privacy.
8. Failure to Refer: Dentists may need to refer patients to specialists for conditions beyond their expertise. Failure to refer, or delays in referral, can exacerbate a patient’s condition, leading to potential claims of negligence.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For dental practices, this insurance is crucial for mitigating the financial risks associated with the provision of dental care and protecting the practice’s reputation. Get a quote on your insurance today.