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Insurance for Family Planning Organizations

Family planning organizations insurance 

Insurance is an indispensable safeguard for family planning organizations, helping them navigate the complex landscape of legal and operational risks. Comprehensive policies can provide coverage for professional liability, general liability, cyber liability, and property damage, ensuring protection against a wide range of potential claims.

Many states and regulatory bodies require these organizations to carry specific types of insurance to maintain their licenses and meet compliance standards. With the right insurance in place, family planning organizations can focus on their mission of delivering essential care and education, knowing they are protected against financial and reputational threats.


Get a Free Quote Now

The fastest way to find the most suitable insurance coverage for family planning organizations is to fill out our quick quote form, so we can give you an idea of the type of insurance coverage that best suits you.

Westwood Insurance works with a number of different carriers to ensure you have the most suitable insurance coverage at the best price.

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Insurance for Family Planning Organizations can include:

  • Bodily Injury Coverage
  • Property Damage Coverage
  • Premises Liability including slips, trips, and falls
  • Completed Operations Coverage
  • Personal and Advertising Injury including Defamation (slander or libel)
  • Medical Payments Coverage
  • Legal Defense Costs
  • Legal defense expenses covered in addition to liability limits
  • Abuse and Molestation (SAM) Coverage (limited coverage)
  • Evacuation Expense Endorsement to relocate residents in a natural disaster or emergency

Why do Family Planning Organizations need Insurance?

Family planning organizations face unique challenges that necessitate the need for malpractice or liability insurance. Here are key areas where they are vulnerable to being sued for malpractice:

    1. Incorrect Prescription or Administration of Contraceptives: Errors in prescribing or administering birth control can lead to unexpected pregnancies, adverse health reactions, or interactions with other medications, making organizations vulnerable to lawsuits.

    2. Failure to Diagnose or Treat Reproductive Health Issues: Inadequate screening or failure to properly diagnose and treat reproductive health conditions, such as sexually transmitted infections (STIs) or cervical cancer, can result in worsened health outcomes and potential legal action.

    3. Inadequate Informed Consent: Patients must be fully informed about the risks, benefits, and alternatives of their chosen contraception methods. Failure to obtain proper informed consent can lead to claims if patients suffer adverse outcomes they were not adequately warned about.

  • Breach of Confidentiality: Given the sensitive nature of family planning services, maintaining patient confidentiality is paramount. Unauthorized disclosure of patient information can lead to lawsuits for violating privacy laws.

  • Complications from Procedures: Family planning organizations may offer procedures such as IUD insertions or sterilizations, which carry risks of complications. If complications arise due to negligence or improper execution, the organization can be held liable.

  • Failure to Provide Adequate Counseling or Follow-Up Care: Organizations are expected to offer comprehensive counseling on contraception options and follow-up care to address any complications or concerns. Failure to do so can lead to dissatisfaction, adverse health outcomes, and potential malpractice claims.

  • Errors in Educational Materials or Communication: Providing inaccurate or misleading information about family planning options, reproductive health, or sexual education can lead to misinformed decisions and potential harm to patients, exposing organizations to liability.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For family planning organizations, this insurance is crucial for mitigating the financial and reputational risks associated with providing reproductive health services.

Westwood Insurance work with a number of different insurance carriers to source the most suitable insurance for family planning organizations at the best price.

MedPro Group
Core Specialty
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Travelers Insurance
CFC Underwriting
Applied Underwriters
Tokyo Marine Insurance Group
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AIG Insurance
Ironshore
Strategic Comp
MagMutual
Genstar
Beazley
Empro Insurance
Great American Insurance
Skyward Specialty Insurance
Hudson Insurance Group
Huntersure Insurance
MIG Insurance
Kinsale Insurance

What types of Insurance do Family Planning Organizations need?

 
General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.
 
 
Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.
 
 
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Sexual Abuse and Molestation Insurance

Provides coverage for your organization against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the social services industry.
 
 
Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.
 
 
workers compensation insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law. It protects family planning organizations and employees in case of work-related injuries or illnesses.
 
 
Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.
 
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five-starsMy Insurance agency has done business with Westwood for over 10 years and always found them to be professional...

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Shira Abrams
02 May, 2023

five-starsI’ve worked with Michael Richards and his team now for many years and I can unequivocally say that they are by far the...

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Joe Roth
11 June, 2023

five-starsWestwood Insurance Group, with Dale and Liz are a pleasure to work with in helping solve for my insured’s insurance needs...

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Greg Cullom
08 Nov, 2023

five-starsLaura has been a great contact for us over at the Westwood Insurance Group. She is extremely communicative...

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Hayley Shryock
30 June, 2023

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Kathy Natale

Kathy Natale
25 Sept, 2024

Speak with an insurance professional

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Michael Richards

Michael specializes in sourcing the most suitable insurance for Family Planning Organizations at the best price. You can call him or fill out the form and he will get your message directly.

Call 216-502-4967 or
Fill Out the Form