Malpractice Insurance for Orthopedic Surgeons

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The fastest way to find the most suitable insurance coverage for orthopedic surgeons is to fill out our quick quote form, so we can give you an idea of the type of insurance coverage that best suits you.

Westwood Insurance works with a number of different carriers to ensure you have the most suitable insurance coverage at the best price.

Why do Orthopedic Surgeons need Insurance?

Orthopedic surgery involves significant risks that necessitate malpractice or liability insurance. The nature of orthopedic procedures, which can dramatically affect a patient’s quality of life, exposes these surgeons to potential lawsuits. Here are the key areas where orthopedic surgeons are vulnerable to being sued for malpractice:

1. Surgical Errors: Errors during surgery can include incorrect surgical techniques, operating on the wrong site (wrong-site surgery), or leaving instruments and materials inside the patient. Such mistakes can lead to significant patient harm and are among the most direct causes of malpractice lawsuits.
2. Postoperative Complications: Complications such as infections, excessive bleeding, nerve damage, or issues with bone healing can sometimes arise after orthopedic surgeries. While not all complications are preventable, a surgeon may be held liable if it is perceived that the complication was due to poor surgical technique or inadequate postoperative care.
3. Failure to Diagnose or Misdiagnosis: Misdiagnosing a condition or failing to diagnose it in a timely manner can prevent patients from receiving the necessary treatment, potentially leading to worsening conditions and malpractice claims.
4. Prosthetic and Implant Issues: Orthopedic surgeries often involve the use of prosthetics or implants. Problems such as implant failure, incorrect placement, or using defective products can result in patient harm and subsequent lawsuits.
5. Failure to Obtain Informed Consent: Orthopedic surgeons must ensure that patients understand the risks associated with a procedure before proceeding. Failure to obtain proper informed consent can lead to legal action if the patient suffers unexpected complications.
6. Inadequate Follow-Up Care: Proper follow-up is crucial in orthopedics to monitor the patient’s recovery and intervene when complications arise. Negligence in follow-up care can result in suboptimal outcomes and increase the likelihood of litigation.
7. Improper Management of Non-Surgical Treatments: Orthopedic conditions often require comprehensive management, including physical therapy and medication alongside or instead of surgery. Errors in managing these treatments can also lead to claims of malpractice.
8. Communication Failures: Miscommunication with patients regarding the expected outcomes of surgeries, potential risks, and the rehabilitation process can lead to misunderstandings and dissatisfaction, potentially resulting in lawsuits.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For orthopedic surgeons, this insurance is crucial for mitigating the financial risks associated with the complex nature of their surgical and non-surgical interventions. It allows them to continue providing essential medical services while managing the inherent legal and professional risks.

Westwood Insurance work with a number of different carriers to source the most suitable insurance for surgeons at the best price. Contact us today.

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