When it comes to safeguarding healthcare and senior living facilities, professional liability (PL) and general liability (GL) insurance are often the first lines of defense that brokers and agents recommend to their clients. However, an equally critical component of a comprehensive risk management strategy is workers compensation insurance—especially for facilities where staff work under physically and emotionally demanding conditions.
Despite the crucial role workers compensation plays in protecting both employees and employers, many agents and brokers are unaware that Westwood Insurance Group offers this essential coverage. In fact, we have tailored solutions specifically designed for the unique risks healthcare and senior living organizations face.
Workers compensation insurance is not only a legal requirement in most states, but it’s also a vital part of maintaining the financial stability of an organization. Healthcare workers are especially vulnerable to injuries, given the physical nature of their jobs—whether it’s lifting patients, handling heavy equipment, or dealing with hazardous materials. In senior living facilities, where the workforce includes nursing aides, personal care workers, and administrative staff, the risk of injury can be even greater due to the specific needs of elderly residents.
An injured employee can lead to costly medical expenses, wage replacement payments, and potential legal disputes. With workers compensation insurance, facilities can protect themselves against these unexpected costs while ensuring injured employees receive the care they need to recover.
At Westwood Insurance Group, we understand the unique challenges healthcare and senior living organizations face. That’s why we make it easier for our agents and brokers by offering the ability to source workers compensation insurance with professional liability and general liability coverage through one brokerage.
With nine carriers we’ve been appointed to offering Workers Compensation Insurance, we have a range of products to choose from. Many of these carriers also offer PL/GL and some may already be covering your client’s other risks.
When your clients choose Westwood Insurance Group, they gain more than just a policy; they gain a partner. Our deep understanding of the healthcare and senior living industries allows us to offer specialized coverage that meets the unique needs of each organization. We work diligently to stay up-to-date on regulatory requirements, industry trends, and evolving risks so that we can provide our agents, brokers, and clients with the most current and effective insurance solutions.
Westwood’s reputation is built on our strong relationships with almost 80 different insurance carriers, and we pride ourselves on helping agents and brokers offer complete solutions that go beyond basic coverage. By adding workers compensation to your client’s PL/GL package, you’re offering them a more comprehensive plan that protects their most valuable asset—their employees.
Dale Nelson – 813 642 6448
Chris Worley – 216 471 7531