Broker Relationships

The Importance of Strategic Relationships for Binding Insurance Applications

A real case showing why brokers’ relationships with underwriters matter: spamming every market to lock out competitors backfired, leaving client, agent, and broker worse off.

General Liability

Spotlight on Emergency Evacuation Endorsements in General Liability Policies

How Emergency Evacuation Expense Reimbursement endorsements in general and professional liability policies protect senior living facilities, covering limits, inclusions, and exclusions.

Senior Living

Why Senior Living Facilities Must be Prepared for the Unthinkable

After Hurricane Helene forced the airlift of 100+ nursing home residents, facilities are urged to build robust evacuation plans and insure for the unexpected.

Company News

“We Hear You”: Westwood Responds to Agent’s Feedback

Westwood’s client experience survey earned a Net Promoter Score of 74. Here is what agents praised and the steps Westwood is taking to improve communication.

Senior Living

Spotlight on ‘How’s Mom’ App: Boosting Family Satisfaction and Reducing Lawsuits for Senior Living Facilities

Poor communication drives many lawsuits against senior care facilities. The How’s Mom app gives families real-time updates, boosting satisfaction and cutting legal risk.

Workers Compensation

Spotlight on Workers Compensation Insurance for Healthcare and Senior Living

Workers compensation is vital coverage for healthcare and senior living facilities, and Westwood lets agents source it alongside PL and GL through one brokerage.

SAM Insurance

Emerging Risks: The Increasing Importance of Sexual Abuse & Molestation Insurance

As #MeToo reshapes workplace scrutiny, Sexual Abuse and Molestation (SAM) insurance is becoming essential risk management for industries from gyms to schools.

Medical Liability

A Threat to U.S. Healthcare

A $68 million malpractice verdict against a small New Mexico hospital shows how nuclear verdicts threaten the survival of healthcare institutions and community care.

Risk Management

Risk Management in Nursing Homes and Assisted Living Facilities

Why communication with residents’ families is central to risk management in senior living, and how tools like the How’s Mom app help facilities reduce liability.

Medical Malpractice

Unraveling Runaway Medical Malpractice Verdicts in the Shadow of Social Inflation

Runaway medical malpractice jury verdicts, fueled by pandemic-driven social inflation, are driving up insurance rates; a nuanced, humanizing defense approach may help course-correct.

Medical Malpractice

Five Key Predictions for Medical Malpractice Insurance in 2024

Westwood's five 2024 medical malpractice predictions: rising rates, more risk management, greater use of AI, more alternative risk structures, and continued market consolidation.

Medical Malpractice

The Return of Venue Shopping: A Perilous Shift in Pennsylvania's Health Care Landscape

Pennsylvania's 2022 Supreme Court decision revived "venue shopping," driving a surge in medical malpractice filings and threatening the state's healthcare providers and insurers.

Cyber Liability

As tensions rise in the Middle East, cyber attacks are increasing. Are your healthcare clients protected?

With Middle East tensions rising, state-sponsored Iranian cyberattacks on US healthcare are increasing, making comprehensive Cyber Liability Insurance an urgent priority for clients.

RAC Audits

RAC audits are a niche area of opportunity to provide essential coverage in today's healthcare landscape

RAC (Recovery Audit Contractor) audits can inflict malpractice-level financial losses on healthcare providers, making RAC Audit coverage an overlooked opportunity for insurance agents.

Senior Living

Study Reveals Residents' Fear in Nursing Homes, Highlighting the Need for SAM Insurance

A Long Term Care Community Coalition study found nursing home residents fear staff retaliation for reporting neglect or abuse, underscoring the need for liability mitigation and SAM insurance.

Digital Healthcare

Digital Healthcare and the Uncertain Malpractice Landscape

Digital healthcare's rapid rise in telehealth, remote monitoring and AI diagnostics brings new malpractice exposures and, amid America's litigation culture, uncertain E&O risk for commercial agents.

Carrier Spotlight

GenStar™ – Stability in an uncertain market

With the healthcare insurance market in upheaval, GenStar offers stability, strong premium growth and coverage for a wide range of physician and miscellaneous healthcare facility malpractice risks.

Malpractice Insurance

Why so many Commercial Agents prefer working with a Malpractice Insurance Broker

Why commercial agents benefit from partnering with a malpractice insurance broker, from a network of underwriters and tailored proposals to expert guidance and added credibility with larger clients.

Market Trends

What's Hot in 2023 – Carrier Appetites for Healthcare

A look at the healthcare classes, led by telemedicine, that a sampling of top carriers most prefer to insure in 2023, helping commercial agents spot the hottest opportunities in the market.

Carrier Spotlight

GenStar®: A Unique and Exclusive Insurance Partner for Tough Classes of Business

A profile of GenStar Insurance Services, a Berkshire Hathaway wholesale carrier known for underwriting tough allied healthcare classes like pain management, radiology and birthing centers.

Digital Healthcare

Navigating the Digital Healthcare Revolution: A Wake-Up Call for Commercial Insurance Agents

As digital healthcare booms toward a projected $253B, commercial agents must understand the sector's new risks and the coverage gaps that traditional liability and cyber policies leave behind.

Captives

Increasing Telehealth risks could be good news for Captives

Telehealth's growth is fueling more malpractice claims and a harder insurance market, prompting a look at group, protected cell and single parent captives as an alternative.

Social Inflation

the impact of social inflation on insurance premiums

Social inflation, rising claim costs driven by plaintiff-friendly verdicts and larger jury awards, is pushing up medical liability premiums, a trend accelerated by the pandemic.

Senior Care

Senior Care Facilities Rethink Operations post COVID-19

Workers are leaving elder care in droves, leaving assisted living and skilled nursing facilities short-staffed and forcing a fundamental rethink of how senior care operates.

Senior Living

Liability mitigation is essential for senior living facilities

With two million vulnerable Americans in senior living and nursing homes, rising litigation and record jury awards make serious liability mitigation essential.

Senior Living

Standing on the Brink: The Future of Senior Living

Demographic shifts, staffing shortages and the rise of AI and robotics are reshaping senior living, raising complex new legal and insurance questions for everyone involved.

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